
Business Banking
We know that each company is unique and is looking for solutions that are right for them. With this end in mind we provide a suite of Banking products and services specifically designed for your respective Business. Dedicated Relationship Managers work with you to structure optimal financing solutions as well as other services in an efficient manner. For your convenience our team of versatile Relationship Managers are located across the UAE.
Financing Solutions
We understand the working capital requirements of your business, and provide banking solutions to meet your daily business requirements.
- Overdraft
- Invoice discounting
- Post-dated cheque discounting
- Import financing
- Export financing
Factoring
Additional funding for working capital requirements by unlocking the value of your receivables.
- Domestic factoring
- Export factoring
- Insurance protection
- Maintenance of accounts receivables (ledger keeping)
- Collection of receivables
Contracting Finance
Structured facilities for contractors to meet a range of banking requirements for their projects.
- Project Payment Certificate (PPC) discounting
- Purchase finance
- Tender bonds
- Performance guarantees
- Advance payment guarantees
- Retention money guarantees
- Labour Guarantees
Capital Expenditure Loans
Loans for purchase of equipment/machinery as well as construction of factory, warehouse, etc. and other capital expenditure with repayment flexibility in line with your cash flows.
- Short term loans upto 12 months
- Long term loans upto 48 months
Trade Finance (Import / Export)
End-to-end banking solutions for facilitating international trade while minimizing the financial risks.
- Letter of credit - Sight & Usance
- Negotiating & Advising LCs
- Trust receipts
- Acceptances
- Discounting
- Documentary collections
- Guarantees / Bonds
Treasury Services
Products to help businesses manage risks on currency and interest rate exposures. We also structure and offer products which enhance yields on deposits as well as FX and equity trading facilities.
Other Services
- Mashreq Value Plus
- Mashreq Businessonline
- Cash Management Services



